The Importance of Financial Literacy: UMN Holds Inspirational Talkshow to Make Young Generation Literate in Investment

Investment Seminar held at the Lecture Theater (Doc. UMN)

TANGERANG – The Capital Market Study Group (Kelompok Studi Pasar Modal/KSPM) of Universitas Multimedia Nusantara (UMN) organized a seminar to discuss the importance of investing and how to manage investments for beginners. The event occurred at UMN’s Lecture Theater and was attended by several students interested in investing on Friday (23/2/2024).

Along with the increasing awareness of the importance of wise financial management, interest in investment is also growing. To provide a deeper understanding of investment, UMN organized a seminar introducing the concept of investing to beginners and providing insights on managing investments wisely. 

This event, titled “The Art of Investment,” became a forum for participants, especially students interested in finance. Several speakers experienced in this field shared their knowledge and experience. 

Phillip Sekuritas Indonesia Training & Education M. Anggit Gagat Arisoma emphasized the importance of starting investing early. According to him, this is something that must be encouraged, given the potential for inflation in the future, which can erode the value of money. 

“Inflation will cause the value of our money to depreciate over time. However, by investing, the value of money can be kept stable against rising prices of goods and services,” Anggit said. 

He also advised beginners to invest in simpler instruments and learn over time. 

Investment Seminar held at the Lecture Theater (Doc. UMN)

Theo Derick, the originator of the “Coffee Meet Stock” stock community, was also present in the seminar. This entrepreneur, known among capital market players, shared his journey, from the beginning of having capital to invest to having achievements as an investor. 

In the Q&A session, Theo responded to a question that some people often debate about the priority between investing and saving. According to Theo, investing and saving are two habits that must be carried out consistently until the end of working life. Saving is an important first step in preparing capital to invest.

Theo also addressed students who want to invest but have limited monthly money. He emphasized that it is crucial to cultivate the habit of surplus.

“For example, if the monthly money is three million per month, make it a habit to set aside the money even if it is only 5%. Starting from there, you can invest in the capital market with a small entry level,” he explained.

In addition to Anggit and Theo, another speaker who attended the seminar was the Head of the Banten IDX Representative Office, Fadly Fatah. He underlined the importance of understanding three key points when investing. First is an understanding of fundamentals, including basic knowledge of financial markets and factors that affect asset price movements. 

Second, students must understand the various investment products available, including stocks, bonds, and mutual funds, and the risks and potential returns associated with each. Finally, the use of appropriate investment techniques, such as technical and fundamental analysis, to help make smart investment decisions. For Fadly, an in-depth understanding of fundamentals, products, and investment techniques is key to success in managing an investment portfolio.

“Don’t let entering the capital market be like raising a tuyul, wanting to get rich quickly. We must increase our education,” Fadly said.

By Ivana Auliya | UMN News Team

English translation by Levina Chrestella Theodora

Kuliah di Jakarta untuk jurusan program studi Informatika| Sistem Informasi | Teknik Komputer | Teknik Elektro | Teknik Fisika | Akuntansi | Manajemen| Komunikasi Strategis | Jurnalistik | Desain Komunikasi Visual | Film dan Animasi | Arsitektur | D3 Perhotelan , di Universitas Multimedia Nusantara. www.umn.ac.id